Bodily Injury Liability and Property Damage Liability
- Liability Insurance covers the costs of damage that you may do to others, including property damage and bodily harm. It also covers legal fees, if you were the driver who caused the accident.
- Property Damage Liability coverage compensates to replace or repair property that you destroy (other vehicles, fences, buildings, etc.).
- Bodily Injury coverage compensates for medical bills and lost wages. It also pays for pain and suffering damages up to your policy limits.