main new

Menu

Archive | Workers Compensation

Florida Approve 5.2% Workers’ Compensation Rate Cut for 2015

After rejecting the first proposal from the National Council on Compensation Insurance (NCCI) of a 3.3 percent overall decrease in workers’ compensation rates, Florida Insurance Commissioner Kevin McCarty has accepted the updated rate filing of 5.2 percent. Florida’s Office of Insurance Regulation (OIR) issued an order earlier in November saying the state would not accept […]

Continue Reading

Can Health Insurance Rebates Affect Workers’ Comp Premiums?

Since 2012, the Affordable Care Act (ACA) has required insurers with a certain medical loss ratio (MLR) to issue a rebate to employers. Depending on the way the rebates are distributed, you may end up paying more for your workers’ compensation insurance. Medical Loss Ratio The MLR provision of the ACA states that insurers must spend […]

Continue Reading
shutterstock_80165602

2014 Most Frequently Cited OSHA Standards

2014 Most Frequently Cited OSHA Standards The Occupational Safety and Health Administration (OSHA) recently unveiled its top 10 most frequently cited violations at the annual National Safety Council Congress and Expo. The agency reports the leading causes of workplace injuries during its fiscal year (October through September). The 2014 top 10 list of most frequently […]

Continue Reading

Fighting Workers’ Comp Fraud with Special Investigation Units

Fraudulent workers’ compensation claims are estimated to cost employers several billion dollars annually. Ranging from employees squeezing a few extra days off work to completely fabricated injuries, fraudulent claims can increase your premium costs and negatively influence your bottom line. To reduce costs associated with fraudulent claims, it is important you know how to detect […]

Continue Reading

What do you do when an employee refuses workers’ compensation treatment?

Based on the geographic location of your business, many state workers’ compensation statutes limit and mandate certain employer actions when a worker is injured. Depending on the state, there are specific timelines to follow and forms to complete. But what about when a worker is injured and refuses to accept treatment or file a claim? […]

Continue Reading

New Changes to Workers’ Comp Exemptions Effective 7/1/12

The Florida Division of Workers’ Compensation has issued a notice explaining the changes to the workers’ compensation exemption process that the Legislature recently passed and the Governor signed into law.  The changes will streamline the filing and processing of exemption applications and went into effect July 1st, 2012.  The highlights of the changes are as […]

Continue Reading

Changes to Workers’ Compensation Exemption Process

The Florida Division of Workers’ Compensation has issued a notice explaining the changes to the workers’ compensation exemption process that the Legislature recently passed and the Governor signed into law. The changes will streamline the filing and processing of exemption applications and will be effective July 1st, 2012. The highlights of the changes are as […]

Continue Reading

End of the Year Preparation

With the year nearly over, and so many business planning for 2012, almost every business we talk to is looking to gain market share, while cutting costs. There are obviously several ways to make this happen. One of the easiest ways to reduce costs is to compare your current expenses with other providers of similar […]

Continue Reading